November 1, 2019

Most of us know the 5 Cs of diamond quality: Color, Clarity, Cut, Carat, and Certification. But there is another set of Cs that are more valuable than diamonds.

They are the 5 Cs of creditworthiness. Creditworthiness is an assessment conducted by a lender (or creditor)...

October 5, 2019

As a Financial Counsellor, I see the link between mental health problems and financial problems, and I know that your debt may cost you much more than just the interest you pay.

Here are some facts about the correlation between these two:

  • The likelihood of having men...

September 1, 2019

What do you want your money to do for you?

Do you want to travel? Pay off debt? Start saving?

Start enjoying your money without feeling guilty?

With a little help, I believe you can do all those things.

Think about it. We hire people to cut our hair. We hire mechanics to...

August 19, 2019

Why can't I just stick to my budget?!

I am guessing that you probably ask yourself that question more times than you care to remember. Here are four reasons why you are probably struggling with sticking to your budget.

1.You think it is too complicated. You build your bu...

July 13, 2018

This is a brief summary for my clients and potential clients to clear up some confusion and help you to understand how this interest rate hike may impact you.

  1. This interest rate hike will not affect your monthly Debt Management Program, Consumer Proposal or Bankrupt...

April 24, 2018

Let me share a story about Jane (not her real name).

Jane is a single mom, has a secure full-time job and works for about $70,000 annually. Jane has big dreams. She wants to buy a house and she also wants to go on vacation with her baby, maybe to Hawaii. But instead of...

November 11, 2017

I collaborated with Kendra of the Rusty Travel Trunk to provide insight on how to plan debt-free travel. Read the full article on the Rusty Travel Trunk site.

October 5, 2017

In October 2017, CBC ran a week long special about debt and money. I was featured in this article that explains the pitfalls of debt especially credit card debt. You can read the full article on the CBC web site.

November 5, 2016

Financial Literacy for Children

This book is targeted to children, ages 4-8, and teaches the basic principles of personal financial management. It is about 5-year-old twins Ella and Andy who use their three little piggy banks called Savings, Sharing and Spending.

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Slater Street
Ottawa, Ontario




©2019 by Pamela George Financial Literacy Counsellor.